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IRU Circular 6/2026Insurance Regulatory Unit

IRU Circular 6/2026 — Correspondence channels and original-document delivery

IRU Circular 6/2026 allocates correspondence to specific departments and makes clear that sending email does not replace delivery of an original paper document when IRU orders it. Licensing transactions follow the stated official-letter delivery procedure. Official sources and an evidence-led implementation checklist.

تعميم رقم (6) لسنة 2026 بشأن تنظيم قنوات التواصل وتسليم المستنداتOfficial Arabic title

Issued
23.04.2026
Published
23.04.2026
Guide reviewed
11.10.2026
Instrument
IRU Circular 6/2026

Action at a glance

What this instrument asks you to do

IRU Circular 6/2026 allocates correspondence to specific departments and makes clear that sending email does not replace delivery of an original paper document when IRU orders it. Licensing transactions follow the stated official-letter delivery procedure.

Source-backed

Stated legal requirements

Requirements below are attributed to the instrument or cited guidance; each item includes its source location.

  1. 01

    Route supervision material, including financial/auditor, actuarial, solvency, governance/compliance and credit-rating material, to the designated supervision channels.

    Citation · Page 1, First

  2. 02

    Submit the listed licensing transactions by an official company letter to IRU's premises under its approved procedures.

    Citation · Page 1, Second

  3. 03

    Send insurer monthly/quarterly statistics and broker annual statistics to the statistical-analysis channel, payment correspondence to collections, and AML material to the AML office.

    Citation · Page 2, Third–Fifth

  4. 04

    Deliver original paper documents under IRU procedures when ordered; email does not discharge that requirement.

    Citation · Page 1, introductory paragraph

Dates and applicability

Timing, grace period and deadline

Timing

Signed and published 23 April. No universal submission deadline or grace period is introduced by the channel-allocation circular.

Grace period

Only the specifically stated submission period or validity condition applies. No additional general grace period is asserted.

Expit suggested practices

Build a reviewable closure record

These suggested actions are implementation practices, not additional legal requirements.

  1. 01

    Map each submission type to its specified IRU department.

    Suggested owner
    Regulatory liaison
    Evidence to retain
    Approved routing matrix and responsible owners
    Complete when
    A sampled submission reaches the correct channel with the appropriate accompanying letter.
    Expit support context
    Document classification can help choose the queue; source review and authorised submission remain with the firm.
  2. 02

    Track email, original-paper delivery and receipt separately.

    Suggested owner
    Company secretary
    Evidence to retain
    Signed letter, dispatch record, original-document receipt and correspondence
    Complete when
    Any ordered original delivery is evidenced independently from the email.
    Expit support context
    Evidence workflows can flag an outstanding original instead of marking a case closed after email.

Further clarification

Frequently asked questions

Does sending an attachment by email remove the need for an original?

No. The circular expressly says email does not replace an original document when IRU orders its delivery.

Can Expit declare our correspondence channels and original-document delivery gap closed?

No. Expit can support document processing, evidence reconciliation and accountable workflows. Your responsible officers and advisers must assess legal applicability, complete any required official submission and approve closure.

Primary references

Official sources

  1. Official IRU Circular 6/2026 PDF (opens in a new tab)

    Operative circular visually reviewed. The annual questionnaire, financial return and licensing deadlines come from their separate instruments. This guide does not redefine those deadlines or authorise unprotected transmission of customer data.

    SOURCE 01

Read with care

Enforcement and limitations

Enforcement stated in source

The circular refers to IRU's powers under Insurance Law 125/2019 and applicable regulations/instructions. No fixed fine or individual enforcement outcome is inferred.

Limitations of this guide

The annual questionnaire, financial return and licensing deadlines come from their separate instruments. This guide does not redefine those deadlines or authorise unprotected transmission of customer data.